I got an auto loan back in Sept 2006 @ 24.9% interest and made 7 pmts on it. I traded it in for a better vehicle in Apr 2007 and my rate dropped to 15%. I have made 3 pmts so far(all on time) I know my credit scores have gone up since then. I just closed on my house recently and my scores were in the mid 600's(633-657) before my mortgage. I owe approx $21600 on the car loan. Would it be worth trying to refinance it now or should I make a few more pmts on it? If I try going thru Roadloans, what kind of rate should I expect given my scores? I don't know about a local bank as I have a BK in Apr 2005 plus a few other derogitory marks from years back. I don't foresee them approving me. Thanks again!!!
Mike
04/08/2013 TU 659 EQ 661
Goal score: 700
