Avant Loan Approval

[Anonymous]

Not the greatest loan company, but seem to have done ok. $4200 for 36 months at 19% (most of their rates I've heard quoted are 30-80% with much better scores than mine). They pulled me at 658 TU. Rate isn't phenomenal, but it's better than 24.9%-27.9% on my CCs.

Using this to pay off my CCs (and drop my util) and plan to pay this off in half the time (no penalty). Payments are $148/month, and I can afford to double up. Approval required verification (bank login via 3rd party API, last month's bank statement and 2 most recent pay stubs), but was within about 30 minutes. Easy process. Funds will be in my account within 4 days. Honestly surprised at the approval as I'd recently checked out alternates like Upstart and was denied.

[CreditInspired]

Definitely double up on payments since you can because, honestly, IMHO, that’s a pretty high interest rate for a loan. 

[Anonymous]

I agree, and not kidding myself there.  I'm fortunate in that my auto loan is at 0% (had a cosigner), so I can prioritize paying this off quicker. Principal and interest are so much smaller on this by comparison.