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BB&T identity verification

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1GaDawg85
Valued Contributor

BB&T identity verification

What does BB&T use for identity verification besides the credit bureaus? They can't seem to verify me while others can with no issue. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 1 of 7
6 REPLIES 6
blindambition
Senior Contributor

Re: BB&T identity verification

They use ChexSystems. I'd ask for copy online and verify your information is all correct on file. 

Message 2 of 7
1GaDawg85
Valued Contributor

Re: BB&T identity verification


@blindambition wrote:

They use ChexSystems. I'd ask for copy online and verify your information is all correct on file. 


Thanks for the feedback! I will be requesting my chex report 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 3 of 7
FalconSteve
Valued Contributor

Re: BB&T identity verification

I had the same problem. I even unlocked chexsystems, no luck.

 

They want me to bring in my SSA card, DL, and (I think) birth certificate. My wife teld on to my SSA card and birth certificate for safekeeping, and lost both and has not looked for it (I'm very irritated with her). They refuse to accept them by email, fax or mail, I have to go in to the branch, apparently.

 

So, my $10 opening deposit is stuck and I can't redeem my VISA rewrds

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 4 of 7
FinStar
Moderator Emeritus

Re: BB&T identity verification


@blindambition wrote:

They use ChexSystems. I'd ask for copy online and verify your information is all correct on file. 


In addition to the above, they also use another third party provider (can't recall at the moment) which drives some of the identification data + EQ.

Message 5 of 7
FalconSteve
Valued Contributor

Re: BB&T identity verification

If anyone knows who that is, please share.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 6 of 7
blindambition
Senior Contributor

Re: BB&T identity verification

LexisNexis, SageStream, Innovus, Clarity, CoreLogic, Early Warning Systems and ChexSystems are the smaller agencies most used to verify personal information on applicants. Verification and history.

Message 7 of 7
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