I say that because I am now a proud (not) member of their Financial Review department!!! No worries, as I was nothing but honest on my applications.....was even granted CLI on two of them. Decided not to push my luck on the third card as far as a credit line increase....and I'll be damned if I didn't log on to my amex account today and in big bold red writing it stated for me to call the phone # on the back of my card. Called it, and low and behold....FINANCIAL REVIEW TIME. Was told to go to the IRS.gov website, print out a form, fill it out and fax it to them!!!! I haven't even charged over 100.00 dollars combined on all three cards!! And the only reason I charged anything, was so I could immediately pay it off and show them that I am financially responsible!!!! Oh well....I guess I am off to the IRS website.....wish me luck!!!!!! So much for taking 2 steps forward.............
PLEASE KEEP ME POSTED.....THIS PISSES ME OFF SOOOOOOOOOOO BAD!!!!
ekuzniar wrote:same thing for me. Happened on Monday. Sent the form. The first guy told me that it would be a few days. after I sent the form, I called the FR dept to make sure they received it and was told that the reason I was flagged was because I applied for 3 cards and 3 CLI's (upon activation) in 90 days. I also did not lie about anything on my app, so we'll see what comes of it. My total CL is $7000 between three cards. The FR dept said that it would be 2 to 8 days for them to recieve my irs info, and then up to a whole week for someone to review it. From the time of the charging suspension to the end of that, it's like three weeks total. Wait and see, I guess. Seems like I will hear back sooner than flygirl. I'll keep you posted.
Today's stupid F/R story from another credit forum: Customer is approved for Amex card in April 2007. Gets a F/R in early May and submits tax form. Everything OK. Applies and is approved for second Amex card in late May. Applies and is approved for third Amex card in July. Before he even receives the third card in the mail, both his other cards are frozen for an F/R. But Amex doesn't ask for any new tax papers, they are just going to review his papers submitted in May. Again.
Total amount customer charged to cards #1 and #2 before F/R: $0.00.
Three-month history, two F/Rs, for a customer who hasn't even had a chance to do anything wrong.
Total amount customer charged to cards #1 and #2 before F/R: $0.00.
Three-month history, two F/Rs, for a customer who hasn't even had a chance to do anything wrong.