Bad checks on CR?????

[Anonymous]

Do anyone know if a ca to report bad checks to your cr instead of to a place like telecheck?? Can bad checks even be reported using this method

[Anonymous]

It would not surprise me. A lot of things are not reported to your credit report like utilities, memberships, and cell phones. However, once you default and a CA gets involved then the collection activity from the CA shows up on your report. Maybe the checks are the same way especially if a CA has them now. PFD.

Remember it's a system designed for lenders about consumers.

- AZQ

[Anonymous]

don't know if this answers you question but back before i knew about pfd, dw bounced checks on a joint account and they are on both of our cr's. they show a 0 balance, because i paid when i found out about it but they are still there.

[481]

lady,

Unfortunately bad checks can be reported by CA's. I mishandled my account 18 months ago. I bounced several checks during this time and never paid them. I now have 5 collections on my CR, all for less than $50. I tried a PFD but instead they validated the debts. Sometimes a PFD works better when you put it in plain english, instead of some of the long drawn out examples on this site. I have yet to write another PFD but will soon as I cant see why they wouldn't just settle at this point.