@Anonymous wrote:Back with updates. It is December 7th today and - as BofA told me - the score should be there. It is not. Called again and talked to an online banking specialist who was very nice at explaining how it works:
The FICO score is an opt-in feature that will show on the desktop version in the Activity Center on the right hand side (where you see the Alerts, Bill Pay, Transfers, Messages, etc.) BofA has partnered with TransUnion for this score so it will be the TransUnion FICO score, though she had no information on WHICH particular model and flavor of the TU FICO score. Now, it's being rolled out in waves. Apparently, the first wave is today and it includes bank employees - so if any bank employee can please confirm they have the Enroll button? The second wave will happen on January 6th 2016 and will include a few states among which Georgia and Pennsylvania. She said there will be more than two states, but only those two states are listed. The third wave will be rolled out for all customers by end of 2016Q1. That's by the end of March 2016.
Hope this helps, though it's not the good news I was expecting
OK, guys, it is now January 6th! Does anyone here live in Georgia or Pennsylvania? I do, and I cannot see my FICO score anywhere on the BOA portal. I have also done a search for the word FICO on the portal's "How can we help you?" search bar. All that comes up is general informational articles about what a FICO score is.
Ady624... have you heard any news?
PS. I don't see any news via Google either.
@Anonymous wrote:Good news, everyone. It looks like BOA was only one day late in the Second Wave rollout (to people in a few selected states). I can now see my FICO score (though it wasn't there yesterday).
If you want to see whether your state is included, just go to the Tools And Investing tab. If your state is one of the lucky ones, yoi should see a new Credit Score option with the tag NEW! next to it in red.
According to the earlier work of Ady624, it looks like everyone else will be getting it around March 31, though they might take another couple business days after that.
I can confirm that the score is a TU FICO 8 Classic. Works out good for me, since I lack cards with Barclays and Discover. I now have a free score with Citi (EQ), Amex and Chase (EX), and BOA (TU). Woo-hoo! My guess is that in another year or two many more issuers will be giving these away standard.
Colorado not yet included, at least from my 2 BofA accounts.
Seems like they could make it more visible/easier to get to, like within the Activity Center to the right of the account screen. Perhaps they will when it rolls out more generally.
Explanation of the FICO Score Program:
https://www.bankofamerica.com/online-banking/service-agreement.go#cat11
