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How often should the Barclay card FICO update? Mine is still showing my FICO from 8/2015. I check back all the time, but no movement? Am I doing something wrong?
It can take up to 10 weeks for Barclay to update. My experience is Barclay updates about every two months unless something significant happens. For example, a new INQ, CO, etc might trigger an alert.
PS. I am not familiar with the CreditOne's offerings. However, I understand at least for the pre-qual site, they are using EX VG 3.0 scores.
For me it was updating every month until Aug 15th. Sept no change and I was still at 654. Then in Oct. it updated three times, the 21st, 23rd, and the 28th and it got up to 725.
Seems to be every 2 months for me.
@CreditDunce wrote:It can take up to 10 weeks for Barclay to update. My experience is Barclay updates about every two months unless something significant happens. For example, a new INQ, CO, etc might trigger an alert.
PS. I am not familiar with the CreditOne's offerings. However, I understand at least for the pre-qual site, they are using EX VG 3.0 scores.
THIS. The official statement from Barclays when they first started offering scores was every 10 weeks or when something significant is reported on your CR. "Significant" also means significant TO BARCLAYS, not just something that matters to you. Significant means new credit or other things that might alert Barclays to an increase in your risk to them.
I got a new one today and typically one every month.