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Barclay FICO not updating?

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Anonymous
Not applicable

Barclay FICO not updating?

How often should the Barclay card FICO update?  Mine is still showing my FICO from 8/2015.  I check back all the time, but no movement?  Am I doing something wrong?

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Barclay FICO not updating?

Barclays skips a month sometimes. I don't know why.
Message 2 of 12
Anonymous
Not applicable

Re: Barclay FICO not updating?

Mine is from September 4th. It will update in 3 days I believe. It's 8 or 9 weeks I read.
Message 3 of 12
CreditDunce
Valued Contributor

Re: Barclay FICO not updating?

It can take up to 10 weeks for Barclay to update.  My experience is Barclay updates about every two months unless something significant happens.  For example, a new INQ, CO, etc might trigger an alert. 

 

PS. I am not familiar with the CreditOne's offerings.  However, I understand at least for the pre-qual site, they are using EX VG 3.0 scores.

Message 4 of 12
datrucking210
Established Contributor

Re: Barclay FICO not updating?

For me it was updating every month until Aug 15th. Sept no change and I was still at 654. Then in Oct. it updated three times, the 21st, 23rd, and the 28th and it got up to 725.

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 5 of 12
takeshi74
Senior Contributor

Re: Barclay FICO not updating?

Seems to be every 2 months for me.

Message 6 of 12
Gunnar419
Valued Contributor

Re: Barclay FICO not updating?


@CreditDunce wrote:

It can take up to 10 weeks for Barclay to update.  My experience is Barclay updates about every two months unless something significant happens.  For example, a new INQ, CO, etc might trigger an alert. 

 

PS. I am not familiar with the CreditOne's offerings.  However, I understand at least for the pre-qual site, they are using EX VG 3.0 scores.


THIS. The official statement from Barclays when they first started offering scores was every 10 weeks or when something significant is reported on your CR. "Significant" also means significant TO BARCLAYS, not just something that matters to you. Significant means new credit or other things that might alert Barclays to an increase in your risk to them.

Message 7 of 12
EW800
Valued Contributor

Re: Barclay FICO not updating?

I agree that about every 8 to 10 weeks is about the norm for them. I got an update a few days ago, which was the first one since about the middle of August.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 8 of 12
ddemari
Super Contributor

Re: Barclay FICO not updating?

Barclays usually updates a few days later after my TU FICO changes. Sometimes it can happen a few times a month, and sometimes it doesn't update for a 1-2 months.
Message 9 of 12
pipeguy
Senior Contributor

Re: Barclay FICO not updating?

I got a new one today and typically one every month.

Message 10 of 12
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