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Barclay Rewards Fico

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Anonymous
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Barclay Rewards Fico

Hello! The barclay rewards card is one i picked up in october and this is the first time that the fico score updated. Is this an accurate score? it changed from 641-->646

Message 1 of 8
7 REPLIES 7
1GaDawg85
Valued Contributor

Re: Barclay Rewards Fico

The score that Barclays uses is a FICO score from TU

 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 2 of 8
Anonymous
Not applicable

Re: Barclay Rewards Fico


@Anonymous wrote:

Hello! The barclay rewards card is one i picked up in october and this is the first time that the fico score updated. Is this an accurate score? it changed from 641-->646


Yes it's accurate.  It's a TU 08 FICO Score.

Message 3 of 8
Anonymous
Not applicable

Re: Barclay Rewards Fico

Thank you! The scores in my siggy came from credit card application responses so Im not sure if I should dump those and update with Barclay or if it doesnt really make much of a difference. 

Message 4 of 8
jim44
Established Contributor

Re: Barclay Rewards Fico

I have credit tracker though Capital One, as well as Credit Karma and Barclays.  All use TU.  My Barclays just updated and while the information is the same on all three, all three scores are different as much as <10+/- points. It could be they update at different times. IMHO I feel it's a good guide.

Message 5 of 8
Anonymous
Not applicable

Re: Barclay Rewards Fico


@jim44 wrote:

I have credit tracker though Capital One, as well as Credit Karma and Barclays.  All use TU.  My Barclays just updated and while the information is the same on all three, all three scores are different as much as <10+/- points. It could be they update at different times. IMHO I feel it's a good guide.


Cap One and Credit Karma are FAKOs.

Message 6 of 8
hsspres
Contributor

Re: Barclay Rewards Fico


@Anonymous wrote:
Cap One and Credit Karma are FAKOs.

TransRisk New Account Score

FICOs 6/17 - EQ 751, EX 749, TU 760
Message 7 of 8
Anonymous
Not applicable

Re: Barclay Rewards Fico


@hsspres wrote:

@Anonymous wrote:
Cap One and Credit Karma are FAKOs.

TransRisk New Account Score


That's what Cap One is using. CK is now using Vantage 3.0.

Message 8 of 8
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