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Barclay Transunion Scoring

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traveler2005
Established Contributor

Barclay Transunion Scoring

Is Barclay TU Scoring system the same as the one on My Fico?  Today My Fico said 656 and Barclay said 686  I read posts that they are the same, but maybe my fico hasn't updated????  Barclays undated yesterday 2/28





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Last HP 6/10/2015
Message 1 of 4
3 REPLIES 3
takeshi74
Senior Contributor

Re: Barclay Transunion Scoring

Both Barclaycard and myFICO offer a TU FICO 8.  Data changes can definitely have an impact on the number generated even if the model and CRA are the same.

 

Keep in mind that myFICO's monitoring is trigger based.  Not all activity with a scoring impact is a trigger.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bu...

 

Message 2 of 4
Anonymous
Not applicable

Re: Barclay Transunion Scoring

Barclay does not update as often as Myfico.
Message 3 of 4
silkysean
Regular Contributor

Re: Barclay Transunion Scoring

Barclays only updates every other month normally so unless it's a updated score according to date I would go with ty my fico score for a better idea 

Message 4 of 4
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