I'm sorry, u misunderstood...my util was 79% as of last month...once my cards report it'll be around 5%...I have 2 cc's each with a CL of 300...as of right now nothing on one, n like 10 bucks on the other...my gf's BCE CL is 14,000 n there's roughly 500 on it at the moment...she never misses a payment n PIF every month

In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500