Best Monitoring Service ?

[n777ua]

I'm looking for a service that provides daily pulls for all 3 bureaus.  Does such a service still exist; I can't seem to find one.  I used to use USAA but it doesn't appear they do any longer.

[darwin_wins]

Nope. No service that pulls all 3 exists

[n777ua]

What would you consider the "best" ?

[Anonymous]

"Besy" is such a can of worms isn't it.....

and 'daily pulls'.....are you asking who actually pulls a SCORE daily?

1) There isn't a 'need' to pull a score everyday .....

monitoring for CHANGES, is all that is really required or relevant

and many will do that.

2) Remember scores aren't kept IN FILES...they are generated as a result of a credit pull.

Monitoring for changes is all that actually of note the score doesn't appear or even get calculate untill

a fresh pull is done, which around and around isn't done untill something changes or a request for scoring is instituted.

[Anonymous]

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@n777ua wrote:

I'm looking for a service that provides daily pulls for all 3 bureaus.  Does such a service still exist; I can't seem to find one.  I used to use USAA but it doesn't appear they do any longer.

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Nope, and you don't want one. Excessive soft pulls can cause problems in their databases in accessing your file. I was backdooring all three for weeks and then couldn't pull anything without an error, not even my monitoring sites could pull my report! It took them like a month to fix it.

[n777ua]

Thanks everyone

If you had to sign up for one now; what would it be ?

[Anonymous]

Credit check total. Do the 7 day trial, once that is up call them, cancel it and ask for a discount they should offer you 14.95 a month for a year or more.

[takeshi74]

AFAIK Eliminate ID Theft was still offering pulls every 24 hours.  Scores are FAKO's though I don't recall which specific model.

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@Anonymous wrote:

There isn't a 'need' to pull a score everyday .....

monitoring for CHANGES, is all that is really required or relevant

and many will do that.

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That's for the individual to determine.  Monitoring for changes is just one approach.  It is not a one-size-fits-all solution.

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@n777ua wrote:

What would you consider the "best" ?

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The OP said that daily pulls are needed/wanted.

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@n777ua wrote:

If you had to sign up for one now; what would it be ?

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You can't just poll.  Determine your specific needs/wants.  Use that to select a service that suits you best.

I wouldn't sign up for any of them though I do look at report data provided by CK for TU and EQ.

[Anonymous]

Weekly pulls from CCT for 50 cents.  4 pulls per month for 2 bucks.  IMO that can't be beat.

[Anonymous]

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@Anonymous wrote:

Weekly pulls from CCT for 50 cents.  4 pulls per month for 2 bucks.  IMO that can't be beat.

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I've never came across an option to get weekly pulls through CCT. Where did you find that?

Initially, I paid $29.99 per month until they knocked it down to $14.99 a month for me. I know that they update my EXP score daily, but don't show me my other 2 scores until I run the monthly report.