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Best Website To Monitor Daily Credit Score/FICO Score?

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Anonymous
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Best Website To Monitor Daily Credit Score/FICO Score?

We got hooked on www.freecreditreport.com , is that True Credit?  Anyhow, I've read a little on here and it looks like that might not be the best indicator of our score?

 

Where is a good place to sign up to monitor daily, all 3 if possible?  I liked the members feature on TC where I could look at our reports as often as I liked.

 

And I read that Experian has stopped issuing FICO's to consumers? So how in the world would I know what my Experian # is???

 

Thanks!

 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Best Website To Monitor Daily Credit Score/FICO Score?

The only way to know your EX FICO is to get it from a lender.

 

There is no place that offers daily monitoring of all your FICO scores.

 

You can get ScoreWatch, which monitors your EQ FICO score.

 

I am not sure of any daily report pullers that are left. EQ has one that allows you to pull your EQ only daily.(or supposed to, I cancelled because of too many technical problems). TU allows you to pull your TU daily.

 

 

Message 2 of 6
Anonymous
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Re: Best Website To Monitor Daily Credit Score/FICO Score?

Try Credit Check Total (CCT): creditchecktotal.com $19.95 per month, Daily pulls but they are FAKO's except for Experian.  CCT is by EXP so they give you the real EXP score. The other scores a little similar to FICO's but are usually lower than my FICO's. Now that myFICO don't offer EXP I just use score from CCT  for EXP because CCT is an Experian product.
Message 3 of 6
Anonymous
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Re: Best Website To Monitor Daily Credit Score/FICO Score?

CCT is "real EX scores" but not FICO.  They are one of the EX models.

Message 4 of 6
llecs
Moderator Emeritus

Re: Best Website To Monitor Daily Credit Score/FICO Score?


txjohn wrote:

CCT is "real EX scores" but not FICO.  They are one of the EX models.


To add, these are FAKO scores called a PLUS score. They have no relationship to a FICO score and can go up while FICO goes down and vice-versa.
Message 5 of 6
haulingthescoreup
Moderator Emerita

Re: Best Website To Monitor Daily Credit Score/FICO Score?


ebss wrote:
Try Credit Check Total (CCT): creditchecktotal.com $19.95 per month, Daily pulls but they are FAKO's except for Experian.  CCT is by EXP so they give you the real EXP score. The other scores a little similar to FICO's but are usually lower than my FICO's. Now that myFICO don't offer EXP I just use score from CCT  for EXP because CCT is an Experian product.

To echo txjohn, the Experian score is a FAKO, too.

You can't buy your EX FICO anywhere, period. That was what the big doo-dah was all about, back in February. You can get it if you app for a mortgage, and you can get it it you belong to PSECU, a credit union in Pennsylvania that few of us qualify for. That's it.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 6
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