Best site to use to monitor your credit reports and why in your opinion?

[TerrenceATL]

I'm trying to make a decision on what site I am going to use to monitor my credit reports. I have used Chase in the past and I hear a lot of people on here mention True Credit. Which one is the best in your opinion and why do you feel that way? It could be any site or product, not necessarily the two I mentioned but I would like to be able to monitor all three at once. Thanks in Advance.

[llecs]

I've used/use TrueCredit, CreditChecktotal, freecreditreport, National City's ID Protect, and SW.

Of all of them TC is the best. It is relatively inexpensive. You can monitor all three and see all three. IMO, you can't go wrong. Plus you can get access to your TU report for free.

CCT is like TC, but is run by EX. You can see all 3 but the price is thirty something each month. And the reports tend to mix up the TLs. For example, I have a lost CC and CCT will lump the open version of the TL with the closed version of the TL. If you had multiple accounts of a CC issuer, you'd really get lost. But on the flip side you can get access to your EX report for free.

FCR....don't do it. It only tracks the report for EX. Yes, their jingle lured me in.

Nat City's ID protect is another version of TC. Seems like I can see more history though.

SW - only tracks changes to EQ and your EQ FICO.

And for anyone reading this, other than SW, ignore all scores and advice.

Message Edited by llecs on 10-01-2008 11:02 AM

[Anonymous]

I use TrueCredit and like it. Daily pulls for only $15/month and include (FAKO) scores. I know the scores aren't real, but it's nice to at least see if they're moving up or down...