BofA BBR not reporting?

[Anonymous]

THe official open date of this was on Sept 28th 2015, had two statements cut and is not reproting to MYFico. Does it report less frequently than every month or something?

[98Supra]

Is the BofA BBR reported as a "flexible spending credit card"? If so, I believe the CL limit isn't reported but the balance is

[Anonymous]

Well I have no idea because it hasnt shown up at all. I wouldnt believe so though since it has a defined credit limit and a rep said it does not

[98Supra]

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@Anonymous wrote:

Well I have no idea because it hasnt shown up at all. I wouldnt believe so though since it has a defined credit limit and a rep said it does not

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Hmm. I know it took two months (2 billing cycles) for my Amex card to appear on Equifax. At that point it appeared as a "new account", although it reports the actual date of opening. Which CB do you use to monitor your credit report? 

I suspect that may be the case here with the Bofa card as well. But you should definitely find out if this is going to be reported as a "flexible spending" account or as individual credit

[FinStar]

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@98Supra wrote:

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@Anonymous wrote:

Well I have no idea because it hasnt shown up at all. I wouldnt believe so though since it has a defined credit limit and a rep said it does not

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Hmm. I know it took two months (2 billing cycles) for my Amex card to appear on Equifax. At that point it appeared as a "new account", although it reports the actual date of opening. Which CB do you use to monitor your credit report? 

I suspect that may be the case here with the Bofa card as well. But you should definitely find out if this is going to be reported as a "flexible spending" account or as individual credit

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All BOA cards will report regardless if it's a Flexible Spending card or not.  In the past, BOA's Flexible Spending cards (i.e Visa Signature or WMC) did not report the CL but that changed a while ago. 

OP, I would also suggest checking your actual CRs directly from the source just to confirm.  There may be instances in which an individual's CRs and myFICO may not be in sync.  Also, provided your account has had some activity during the last couple months, then it should be reporting to all 3 CRAs.

[98Supra]

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@FinStar wrote:

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@98Supra wrote:

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@Anonymous wrote:

Well I have no idea because it hasnt shown up at all. I wouldnt believe so though since it has a defined credit limit and a rep said it does not

---

Hmm. I know it took two months (2 billing cycles) for my Amex card to appear on Equifax. At that point it appeared as a "new account", although it reports the actual date of opening. Which CB do you use to monitor your credit report? 

I suspect that may be the case here with the Bofa card as well. But you should definitely find out if this is going to be reported as a "flexible spending" account or as individual credit

---

All BOA cards will report regardless if it's a Flexible Spending card or not.  In the past, BOA's Flexible Spending cards (i.e Visa Signature or WMC) did not report the CL but that changed a while ago. 

OP, I would also suggest checking your actual CRs directly from the source just to confirm.  There may be instances in which an individual's CRs and myFICO may not be in sync.  Also, provided your account has had some activity during the last couple months, then it should be reporting to all 3 CRAs.

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So they now report the CL? This is news. That is the main reason why I never bothered applying for the BofA rewards card. Do you have any link to where I can confirm that? 

[Anonymous]

Just saw myfico update with bank of america card for experian! I am assuming this is because this is the bureau they pulled, and it will soon reflect on TU and EQ soon!!

[Anonymous]

Yes, BBR cards -- actually BofA cards-- are slow. Mine takes almost 3 months to report. But I did app for more cards before the hit dip my AAoA