CA request for information

[Anonymous]

I recently disputed an entry on my CR. The CA is Midland - today I received a letter from them asking me for any documentation I may have to substantiate my dispute. Since the reason for my dispute was that this acouont is not mine - why would they send me a letter asking for any documentation I may have, such as cancelled checks, paid letters, etc?

[Anonymous]

They are asking you to do their job. The proof of the alleged account needs to be from them, not you proving it doesn't exist. Otherwise, it has to be deleted. Hopefully someone here has some idea of how to proceed further. It sounds to me like they don't have what is needed to verify and should be deleted.

[Anonymous]

Just an idea, but maybe they are hoping you will respond with information they can use.  Since you disputed that the account is not yours, do'nt they need to be the ones proving it belongs to you?  How crazy is that? I've heard that Midland is a bad ca. 

[Anonymous]

I am debating whether to not respond at all, or respond my saying I have no documentation pertaining to this matter.

Not sure how to proceed.

[Anonymous]

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cobra19 wrote:

I am debating whether to not respond at all, or respond my saying I have no documentation pertaining to this matter.

Not sure how to proceed.

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I would answer it.... As I have never had an account with you, I can not give you the requested infomation.   just type all info...do not sign it

[Anonymous]

Hey Happy - why are you saying don't sign - is it what I'm thinking? 

[Anonymous]

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beach123 wrote:

Hey Happy - why are you saying don't sign - is it what I'm thinking? 

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YUP!!  lmao

If we can use a PC then we know how to use a copy machine also