CC UTL-Do I need to pay down anymore before next reporting to CRA's?

[Anonymous]

yes- That is my opinion

The "Too many accounts with balances" has been an ongoing discussion on the board- it seems to vary a bit person to person-

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@Anonymous wrote:

So you're saying I should pay 2 accounts in full to report at $0?

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[Anonymous]

Thanks Timothy I'll give it a try. I just changed my payments so will keep at least 2 at $0 until I receive my next report to see what happens.

10/30/07 (after payments post)

Hooters:                $0 bal        $1850 cl

BOA Secured:      $37 bal       $900 cl

Credit One:           $0 bal         $400 cl

FPB:                      $0 bal         $400 cl

FPB:                      $15 bal       $300 cl

Total bal:               $52           $3850 CL   (1.4%)

[Anonymous]

Cool- I hope I am right

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@Anonymous wrote:

Thanks Timothy I'll give it a try. I just changed my payments so will keep at least 2 at $0 until I receive my next report to see what happens.

10/30/07 (after payments post)

Hooters: $0 bal $1850 cl

BOA Secured: $37 bal $900 cl

Credit One: $0 bal $400 cl

FPB: $0 bal $400 cl

FPB: $15 bal $300 cl

Total bal: $52 $3850 CL (1.4%)

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[haulingthescoreup]

busywoman is our new guinea pig!

[Anonymous]

Stay Tuned until the last week in November when I buy my scores again.

[furkidz3]

WOW, you might just get yourself a HAPPY, HAPPY Thanksgiving!!

[Anonymous]

Hi Hauling,  Still playing the "waiting game" to find out how the UTL paydown boosted my scores.

So far EQ up to 666 without 3 cards reporting $0 bal so I'll give it another week or two but I'm not complaining about a 16 point EQ increase !

[haulingthescoreup]

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@Anonymous wrote:

Hi Hauling, Still playing the "waiting game" to find out how the UTL paydown boosted my scores.

So far EQ up to 666 without 3 cards reporting $0 bal so I'll give it another week or two but I'm not complaining about a 16 point EQ increase !

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Sure would like to see one on my report! Got my fingers crossed for ya!

[Anonymous]

I absolutely agree with Timothy, having a couple of those cards report 0 bal and the rest under 9% will give you the best tweak you can get to your scores this month.

Van