CC charge off with OC

[Anonymous]

I am just getting started and was wanting to send a PFD letter to the OC--BofA. Is a PFD applicable with the OC or should I wait until the account goes into 3rd Party collections?

[Junejer]

Works the same and definitely try to get it taken care of b4 it goes to a CA.

Edit: Welcome BTW. Read some of the newbie threads. They help a ton. You will learn so much from the brilliant people on these threads.

Message Edited by ByrdMan on 01-15-2008 07:26 PM

[Anonymous]

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datgirlb wrote:

I am just getting started and was wanting to send a PFD letter to the OC--BofA. Is a PFD applicable with the OC or should I wait until the account goes into 3rd Party collections?

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IMO everyone should know their SOL before starting to repair their CR.

SOL

http://www.bankrate.com/brm/news/cc/20040116b2.asp?caret=8