CCCU... I applied..Yikes!

[Anonymous]

Way to go! Congrats! Maybe you'll negotiate to $10k

I only requested $2500. Low self-esteem I guess. Then again, I am an alien.

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db23 wrote:

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I had asked for a 15K CL, They wrote to counter with a 5K CL. I'm going to call them Monday and see if we can meet somewhere in the middle.

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[Anonymous]

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Anderson wrote:

Way to go! Congrats! Maybe you'll negotiate to $10k

I only requested $2500. Low self-esteem I guess. Then again, I am an alien.

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db23 wrote:

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I had asked for a 15K CL, They wrote to counter with a 5K CL. I'm going to call them Monday and see if we can meet somewhere in the middle.

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Did you hear back yet???

Rob

[Anonymous]

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FICO_Focused wrote:

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Anderson wrote:

Way to go! Congrats! Maybe you'll negotiate to $10k

I only requested $2500. Low self-esteem I guess. Then again, I am an alien.

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db23 wrote:

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I had asked for a 15K CL, They wrote to counter with a 5K CL. I'm going to call them Monday and see if we can meet somewhere in the middle.

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Did you hear back yet???

Rob

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Nope. No email, no phone call, no letter.

[Anonymous]

I've gotten a LOT of credit recently and while I was able to *push* a lot of them into making faster decisions, that was/is NOT the case with CCCU. They'll get to you when they get to you. I'd expect an email before a phone call - also keep an eye on your spam folder as I've seen some people say it's wound up there.

[Anonymous]

Will do.

thanks

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db23 wrote:
I've gotten a LOT of credit recently and while I was able to *push* a lot of them into making faster decisions, that was/is NOT the case with CCCU. They'll get to you when they get to you. I'd expect an email before a phone call - also keep an eye on your spam folder as I've seen some people say it's wound up there.

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[Anonymous]

Well, no determination yet but I did receive an email from Tammy today. She apologised for the delay, said my app was held up in the verification process but is now on her desk and she will be in contact with me in a few days.

Is this good or bad?

[Anonymous]

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@Anonymous wrote:

Well, no determination yet but I did receive an email from Tammy today. She apologised for the delay, said my app was held up in the verification process but is now on her desk and she will be in contact with me in a few days.

Is this good or bad?

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Well it's not a denial letter, so I don't see how it could be bad.

[Anonymous]

I have been reading through this thread and am wondering if this place is hard to get credit with. Are they very strict or what?

[Anonymous]

They are very nice and easy to work with -

You are not just a credit score to them - they take the time to manually review your CR.

I recieved a 5K CC with a low 600 'sEX.

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Defiant wrote:
I have been reading through this thread and am wondering if this place is hard to get credit with. Are they very strict or what?

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[Anonymous]

Timothy what credit bureau does this credit union pull from? My fico is now 730 and I wanted to know what is the highest credit limit they grant? I checked out their website and couldn't find the answers?