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CCCU???

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Anonymous
Not applicable
‎07-13-2007 08:07 AM
‎07-13-2007 08:07 AM

Re: CCCU???

Yea...you are right. By it being fixed..I wonder if EX Fico got to looking better would they consider bringing it down?
Message 31 of 51
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sl
Established Contributor
‎07-13-2007 12:24 PM
‎07-13-2007 12:24 PM

Re: CCCU???

Does anyone know if they give approval online?
Message 32 of 51
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MidnightVoice
Super Contributor
‎07-13-2007 12:33 PM
‎07-13-2007 12:33 PM

Re: CCCU???


sl wrote:
Does anyone know if they give approval online?


A wise man once said:
 

Tuscani wrote:
Everyone.. CCCU is not instant.



Message Edited by MidnightVoice on 07-13-2007 02:35 PM
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 33 of 51
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sl
Established Contributor
‎07-13-2007 12:34 PM
‎07-13-2007 12:34 PM

Re: CCCU???

ahhh...thanks I missed that one.  Smiley Happy
Message 34 of 51
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Cory
Established Contributor
‎07-13-2007 02:40 PM
‎07-13-2007 02:40 PM

Re: CCCU???


SGT_F wrote:
Yea...you are right. By it being fixed..I wonder if EX Fico got to looking better would they consider bringing it down?


I know what you are saying. I'm going to eventually close out all my other CC's in the future and just bank with them.
 
I'm tired of these big banks to many denials and poor customer service. Christian Community Credit Union is the savior for our credit trouble world.
 
Cory
Message 35 of 51
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Anonymous
Not applicable
‎07-19-2007 09:48 AM
‎07-19-2007 09:48 AM

Re: CCCU???

WOW 5K limit. 
Not sure if I am going to keep that amex now.
 
 
Message 36 of 51
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Anonymous
Not applicable
‎07-19-2007 09:58 AM
‎07-19-2007 09:58 AM

Re: CCCU???


Timothy wrote:
WOW 5K limit. 
Not sure if I am going to keep that amex now.
 
 

How long did your approval take, Timothy??? And they gave you 5K limit???? That is AWESOME!!
Message 37 of 51
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Anonymous
Not applicable
‎07-19-2007 10:07 AM
‎07-19-2007 10:07 AM

Re: CCCU???

Took awhile 2 weeks- I look alot better in a manual review.

 
flygirl wrote:

Timothy wrote:
WOW 5K limit. 
Not sure if I am going to keep that amex now.
 
 

How long did your approval take, Timothy??? And they gave you 5K limit???? That is AWESOME!!


Message 38 of 51
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golfmomfor3
New Contributor
‎08-08-2007 07:33 AM
‎08-08-2007 07:33 AM

Re: CCCU???

Heard of CCCU approving low 6s - less than 620?  Do you know what other factors are looked at beside score?  Do not want to apply too soon - waiting a week or so to buy True Credit reports and FICO scores for GW results
 
Message 39 of 51
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Anonymous
Not applicable
‎08-08-2007 07:44 AM
‎08-08-2007 07:44 AM

Re: CCCU???

Yes they look at your income, and they will most likely do a manual review...I don't know if anyone has tried this but with CCCU it may save you an inquiry. They will do a manual review so if you send in your application (rather then do online/ they send you another anyway) along with your current (2-3 day ) credit reports from myfico/and a utility bill showing curent address, they may not pull a hard inq.  Worth a try?  
Message 40 of 51
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