CCCU???

[Anonymous]

When you apply, is it for a credit card?

[Anonymous]

yes i would call ask them to send you the application by mail...for credit card.

[Anonymous]

Thanks!  I applied online for a personal loan.  Did you have luck with them?

[Anonymous]

I have their card...very nice people!  Awesome BT terms, low rate. If you don't have their card, its worth getting.

[Kat]

I'm very interested in a CCCU CC but prefer to wait about 6 months befor I apply.  Does anyone know if opening a CCCU checking or savings account a few months before applying for CC will improve the chances of getting approved with a higher CL?

[Anonymous]

i just opened up a savings account last night. does anyone know if they will pull a hard on me, if so i'm asking for loan/credit card.

[cgmiller63]

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Kat wrote:

I'm very interested in a CCCU CC but prefer to wait about 6 months befor I apply.  Does anyone know if opening a CCCU checking or savings account a few months before applying for CC will improve the chances of getting approved with a higher CL?

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I had no previous history with CCCU and I was approved for a $7500 credit line at 10% interest. My EX score is 697.

[Anonymous]

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dnm45227 wrote:

i just opened up a savings account last night. does anyone know if they will pull a hard on me, if so i'm asking for loan/credit card.

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bump for additional question,

do they contact you with account info to log on, or should i call them?

thanks

[Kooliad]

My score to low i will wait 6 month.

[cgmiller63]

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dnm45227 wrote:

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dnm45227 wrote:

i just opened up a savings account last night. does anyone know if they will pull a hard on me, if so i'm asking for loan/credit card.

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bump for additional question,

do they contact you with account info to log on, or should i call them?

thanks

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I'm not sure about the web log on. I have not received my CC yet, but am hoping I can make my monthly payments via the web.  On a side note, you do not have to have a savings or checking account with them to qualify for their CC or loans.  When I spoke with them, they told me I had not requested a savings account, but they could send me the application to open one if I wished.