I just pull my 3B CCT trial and on the EQ report all of my Credit Cards are listed as installment loans, and my installment loans are listed as credit cards. Has anyone else seem this or something similar.
One other question, when I looked at the factors tab on all three reports it says I only have two accounts reporting as pays as agreed. There is only one old closed account on my CR that has any late payments and this account was paid off in full 4 years ago. Does this tab really reflect anything or is it just generic information?
I have the same info on my CCT, too!! I called to cancel and spoke with CSR and she stated that they only list what is reporting thru the CRA's. So, not sure how to remedy that. But, my TRUE CR does not show those listed in that manner. Plus my birth year is different and it doesn't show my birth year on my CR, juat my age(on EQ) All my other numbers and scores line up everywhere else so, for a $1, I can't complain. I will try to find out thru a supervisor if this is correct info? or just generated generic info. When i do I'll post.
I last my EQ directly in March of this year. At that point at that point my credit cards all reported as revolving and my installment loans reported as installment. I guess it is just a glich between CCT and EQ.