CCT membership

[Anonymous]

My free trial is almost up and I'm trying to decide whether or not to keep it. Do they show you updated reports and scores for all 3 bureaus or just Experian? I already have an Experian credit tracker membership that I got discounted for 12 months but it only shows me my Experian report and score.

[Anonymous]

Every 30 days they give you all 3 FICO 8's and reports as part of your membership.

[AutoBot]

I called to cancel my CCT membership and like everyone else get the option to keep it with a 50% discount for 5 years. For what it's worth.

[RonM21]

As mentioned they do update Experian everyday and once a month TU and EQ. All Fico scores also. They will give you a price, usually around 14 /15 bucks when you call to cancel during trial.

[Anonymous]

Sweet!!! I'll do that and cancel my credit tracker membership. Thanks for the tip!!!

[EW800]

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@AutoBot wrote:

I called to cancel my CCT membership and like everyone else get the option to keep it with a 50% discount for 5 years. For what it's worth.

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Congratulations!  

[Anonymous]

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@RM21 wrote:
As mentioned they do update Experian everyday and once a month TU and EQ. All Fico scores also. They will give you a price, usually around 14 /15 bucks when you call to cancel during trial.

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I just called to cancel my CCT membership and she offered me 14.97 until next June.  I did cancel my Experian credit tracker membership because, well....I dont need 2 Experian memberships 

[Anonymous]

So let me get this straight... if you have a membership for $15 or $30 per month, you only get all of your reports updated once per month?

But with two $1 trials, you can get them 4 times per month (1 time per week on average)?  I don't know about you guys, but I'm not at all seeing the value in having the membership when with 2 trials you get your 3B reports several more times?

[JagerBombs89]

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@Anonymous wrote:

So let me get this straight... if you have a membership for $15 or $30 per month, you only get all of your reports updated once per month?

But with two $1 trials, you can get them 4 times per month (1 time per week on average)?  I don't know about you guys, but I'm not at all seeing the value in having the membership when with 2 trials you get your 3B reports several more times?

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I am with you on this one.  It is easier for me to just cancel and re-sign up for $1 once or twice a month than pay $15/month.  You get a 3B report upon signing up and another 7 days later - all for $1!

[Anonymous]

Here is a link to a continuing thread about CCT and the offer to give you a huge discount when you go to cancel.

http://ficoforums.myfico.com/t5/General-Credit-Topics/CreditCheckTotal/m-p/4070326#M210359