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CLI HP/SP Matrix

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Openwater
Established Contributor

CLI HP/SP Matrix

I did some searching and couldn't find a definitive CLI matrix. I found the one for HP when applying, but some cards do HP while others do SP. Does anyone have a matrix they could post? If not could we build this thread to list which do/don't what as a guide for all members. I will start with ones that I am familiar with and will add to the list as members give answers to get a guide going for this topic.

 

Captial One - SP

BoA              - SP

Barclay       -  HP




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: CLI HP/SP Matrix

The problem with threads like this is that these policies change all of the time. It's safer to list lenders known to HP since nobody will actually get mad if they get a SP instead of a HP but if they expect a SP and get a HP, the sky is falling. 

Message 2 of 8
Openwater
Established Contributor

Re: CLI HP/SP Matrix


@Anonymous wrote:

The problem with threads like this is that these policies change all of the time. It's safer to list lenders known to HP since nobody will actually get mad if they get a SP instead of a HP but if they expect a SP and get a HP, the sky is falling. 


I'm fine with that. I just think listing the HP's only will extend the thread in the long run with the repeated "well what about xyz? Are they a HP?" I figured putting the YEMV would help. It can be a dynamic thread like the one for CC that gets updated every so often.




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 3 of 8
AverageJoesCredit
Legendary Contributor

Re: CLI HP/SP Matrix

Red or blue pill?Smiley Wink

Message 4 of 8
Drwaz99
Established Contributor

Re: CLI HP/SP Matrix


@AverageJoesCredit wrote:

Red or blue pill?Smiley Wink


Both. 

Message 5 of 8
Anonymous
Not applicable

Re: CLI HP/SP Matrix


@AverageJoesCredit wrote:

Red or blue pill?Smiley Wink


Blue, if you suffer from ________ for more then 4 hrs.........🤣🤣🤣🤣🤣

Message 6 of 8
Remedios
Credit Mentor

Re: CLI HP/SP Matrix


@Anonymous wrote:

@AverageJoesCredit wrote:

Red or blue pill?Smiley Wink


Blue, if you suffer from ________ for more then 4 hrs.........🤣🤣🤣🤣🤣


😐

Message 7 of 8
coldfusion
Community Leader
Mega Contributor

Re: CLI HP/SP Matrix


@Remedios wrote:

@Anonymous wrote:

@AverageJoesCredit wrote:

Red or blue pill?Smiley Wink


Blue, if you suffer from ________ for more then 4 hrs.........🤣🤣🤣🤣🤣


😐


One pill makes you larger, and one pill makes you small

 

 

 

(and the ones that Mother gives you don't do anything at all)

(3/2024)
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FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 8
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