CMI - Time Warner

[Red1Blue]

Can you post us what you sent in your first email to them?

[ngerasimatos]

Hello,

I am writing this letter seeking escalation regarding an account CMI currently is collecting on.
 
In 2001 I was a victim of identity theft and as such have been suffering ever since. CMI is currently is collecting on an account that was opened fraudulently without my knowledge or consent. I have disputed this account multiple times, sent copies of the following information (FTC theft affidavit, paperwork from the DA's office in Kern County - California charging another individual with using my identity, police reports from the Huntington Beach Police Department, a sealed letter from the states Attorney General, and other various items. I have even sent CMI a debt validation letter. The letter was signed for and I never received the debt validation paperwork, only computer screen printouts showing a debt owed.

To this date the account is still showing on my credit report damaging my FICO score, and causing undue stress and hardships in my life.

I was advised by the 3 main credit bureaus that I should attempt to escalate this and as such am writing you this letter. I recently have filed a grievance with the FTC, BBB, and my local Attorney General office. I would be more than willing to remove such grievances if this fraudulently opened account could please be deleted from my credit bureau.

I am looking forward to an uneventful resolution to this situation, and while I prefer to not use the courts to litigate, I will if necessary.

Nicholas Gerasimatos

[ngerasimatos]

I emailed these people.

totstockton@thecmigroup.com
cfinney@thecmigroup.com
lwright@thecmigroup.com
rphelps@thecmigroup.com
fgerber@thecmigroup.com
cridgeway@thecmigroup.com
jrabago@thecmigroup.com
nwilson@thecmigroup.com

The person whom replied is listed here.

http://www.thecmigroup.com/Ourteam.htm

Nelson Wilson 
Training & Compliance Coordinator

Nelson Wilson is the Training & Compliance Coordinator. In this role, he leverages 4 years of experience with The CMI Group and 16 years of collection / customer service experience from Dun & Bradstreet RMS. While with D&B, Mr. Wilson won numerous customer service awards and managed D&B's Dallas Customer Care office. He was heavily involved in training both collectors and customer service representatives for handling the accounts of D&B’s major tier client accounts.

Message Edited by ngerasimatos on 03-13-2008 12:18 AM

[ngerasimatos]

No reply as of today. I really don't understand what is so complicated in researching an account.

[armywifey85]

I had a problem with them also they had another persons account under my name with that person social security number and they were hard to deal with I tried everything to get that removed the CRA kept coming back valid. So they made me mad and I went to BBB online and filed a complaint against the collection agency and Time Warner and boy they cleared up my file real fast like in 4 days thats the fastest service I've ever had lol that was my last resort to get the big boys to listen to me the letters wont work and neither will phone calls or disputes with the cra they dont listen. BBB helped when the others couldnt do their Jobs.

[ngerasimatos]

I filed with the BBB, my states AG, their states AG, and a complaint with the FTC.

My patience is wearing thin.

[ngerasimatos]

Sent this letter today.

Mr. Wilson,

I have yet to receive a reply from you regarding this account.

I was contacted by a representative for the Attorney General's office regarding my complaint and was asked if I wanted to proceed. I advised the representative I would contact Experian this afternoon as they were performing a verification of the account in question.

To my surprise, I was advised that a customer service representative in your accounts verification department "VERIFIED" this account.

Can you please provide me a status update regarding this verification, how you verified this information and when you will be deleting this account?

I also think it should be known that the status of this dispute is closely being watched by a large audience of concerned individuals, which you can view here.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=84930&view=by_date_...

Thank you,
Nicholas

[Red1Blue]

Looks like these guys does not know when to giveup do they?

[Anonymous]

Guys, I logged on here today for the sole purpose of complaining about my similar situation with CMI.......now that I see that it is a similar trend I am ready for a lawsuit

I paid the OC and sent them a DV, they come back saying the debt is valid and provide little to no information.

At the worst I expected them to come back and update the account as paid........but now I see they didn't even attempt to verify with the OC.

I am fuming, and will send out a flurry of emails this afternoon including one to the AG and the BBB.

If anyone is seriously considering a lawsuit please count me in

Message Edited by bobgr on 03-14-2008 02:34 PM

[ngerasimatos]

At this point I am very interested in pursing a class action lawsuit. I cannot believe that a collections company would pursue a fraudulent debt from a victim of identity theft.

As if I haven't suffered enough!

Message Edited by ngerasimatos on 03-14-2008 02:10 PM