CMS count as inquiries?

[Anonymous]

I wanted to be sure I understand this correctly. Using a credit monitoring service with monthly pulls of your credit report will not show up on your credit report as an inquiry or harm your credit score, correct?

Thanks!

[MarineVietVet]

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@Anonymous wrote:

I wanted to be sure I understand this correctly. Using a credit monitoring service with monthly pulls of your credit report will not show up on your credit report as an inquiry or harm your credit score, correct?

Thanks!

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Not in any way. Pulling your own reports from any source will not hurt you.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

They are all soft INQ's which have no effect on your scores. 

So you are correct.

[Anonymous]

Thanks to you both!