CO Disappeared??

[Anonymous]

Hello all, I have a CO on my TU and EQ that isn't supposed to fall off until Oct of 2024 from what I see when I pulled my free credit report. I do pay for the myfico credit reporting and today I saw a 81 point increase on my TU report and don't see the CO there anymore. Is this possible? Or some kind of glitch? I haven't tried a GW letter or anything so I'm super confused on what happened. If anybody has any input it would be greatly appreciated!!

[IntegerIntrovert]

I have this taking place, primarly on EQ for a CO from AlaskaUSA.  They will remove it for 3-6 calendar days then re-add it destroying my score.  However, it's dropping in May so they can go *&^% themselves.

I hope yours dropped for good.

[Anonymous]

Really?? **bleep**? I hope it doesn't reappear

[Remedios]

Most likely it got sold.

When one CA sells the debt, their authority to collect is rescinded, and they can no longer report. 

If it was sold, next CA will resume reporting.

You might want to consider finding out if it was sold, then pay it to new CA before they report, unless you want to deal with this for another three years 

[Anonymous]

Ok thank you. It is and was paid off before this happened if that changes anything??

[Remedios]

---

@Anonymous wrote:

Ok thank you. It is and was paid off before this happened if that changes anything??

---

Yes, everything because it cannot be turned to collections and sold. 

Maybe lender decided to remove it early. 

It doesn't happen often, but it's not unheard of. 

[Anonymous]

Ok thank you hopefully it stays off!