@laz98 wrote:
If you are disputing information on your credit report, do you HAVE to send them a copy of your credit report?
Depends on what you are disputing. However, you don't have to send the report, usually a reference or report number or confirmation number is sufficient. Even that is not necessary as you are disputing an item they will see on your report based on the information you provide about it. If you are disputing that the creditor said they would remove it and you have a copy of that letter then send it to make it easier for yourself but otherwise you don't usually have to send much of anything in to them.
