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CRA Updating Time

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Salahh
Valued Member

CRA Updating Time

Just a quick question - My latest CC reporting just hit Experian. I'm looking to apply at NFCU which I hear pulls mostly from TU. Do the CRA's update at the same speed?

 

edit: see it hit EXP/EQU but not TU yet

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SouthJamaica
Mega Contributor

Re: CRA Updating Time


@Salahh wrote:

Just a quick question - My latest CC reporting just hit Experian. I'm looking to apply at NFCU which I hear pulls mostly from TU. Do the CRA's update at the same speed?

 

edit: see it hit EXP/EQU but not TU yet


No they don't always hit at the same speed.

 

One way to see what's hit your TU report is to check the "accounts" at Credit Karma which has daily updates of the TU report.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 2 of 3
Snook_on_the_Line
Established Contributor

Re: CRA Updating Time


@SouthJamaica wrote:

@Salahh wrote:

Just a quick question - My latest CC reporting just hit Experian. I'm looking to apply at NFCU which I hear pulls mostly from TU. Do the CRA's update at the same speed?

 

edit: see it hit EXP/EQU but not TU yet


No they don't always hit at the same speed.

 

One way to see what's hit your TU report is to check the "accounts" at Credit Karma which has daily updates of the TU report.


The TU website lets you view a new credit report every 24hours

5% Gas: Citi Custom Cash 9.4k
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k



^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900


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