What can you seasoned people tell me about how EQ scores. I had a Charge Off and the collection account associated with it drop from my reports last week. EX and TU went up about 20 points. EQ ...ABSOLUTELY NOTHING. It is my worst score and yet has the least amount of negative info. What kind of impact should deleted Charge Offs and Collections have on your score? Does EQ have different scoring standards?
Maybe avg. acct age is the issue. If the CO was deleted and it was the oldest account on EQ, then your avg. age could have suffered causing a drop in score (offset by neg. affects of CO). This is all assuming it was one of your oldest TLs.
Glad I am not the only one puzzled. I am going to check the age of the accounts compared to others on EQ and see if I notice anything. The whole thing just seems puzzling to me. All this time I thought Scorewatch just wasn't working
