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CRA updates

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Rogue46
Established Contributor

CRA updates

I was just checking my reports and noticed both EQ and TU haven't updated several paid off accounts since May? I checked them through the Experian app. 

Is this normal ? And is there a way to get them to update the report? I need those points for an upcoming mortgage 





Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: CRA updates

It's up to the original creditors to report it

 

You can pull your credit reports from: https://www.annualcreditreport.com/index.action 

 

Mortgage lenders also have the option of rapid rescore, at a cost

Message 2 of 5
Rogue46
Established Contributor

Re: CRA updates

@Anonymous 
It must be something with the Experian app. I pulled TU and EQ through the link you posted and everything for the most part looks like it should. Thanks for that !





Message 3 of 5
AZ-Jeff
New Contributor

Re: CRA updates

You can take advantage that all 3 CRA's are offering free weekly credit reports through April 2021 on annualcreditreport.com, instead of annually.


Message 4 of 5
OmarGB9
Community Leader
Super Contributor

Re: CRA updates

The EX app/subscription service only gives a free 3b update every quarter, that's why you haven't seen an update yet.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 5
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