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CREDIT CHECK FOR CELL PHONE

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Anonymous
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CREDIT CHECK FOR CELL PHONE

My husband recently switched cell phones and was told his credit was "good" however he did not ask what his credit score was at that time.  What does your score have to be in order to qualify for a cell phone?  Or do they use credit scores?  We have been working on upping our scores and just curious.  Have not checked them myself.  Are these hard pulls from the cell phone companies?
Message 1 of 4
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Anonymous
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Re: CREDIT CHECK FOR CELL PHONE

Most usually it is a hard inquiry when a cell phone company checks reports.
 
I am not certain they even worry about scores.
 
I think they look more at your debts to see if you have any prior phone/utility bills that were sent to collections.
 
I had higher scores than my spouse, I had to have a giant deposit for cell phone, but spouse got approved for up to 5 lines with no deposit. Spouse had more collections, but had no utility/phone collections. I had a bogus SW Bell account, that has since been removed.
Message 2 of 4
Anonymous
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Re: CREDIT CHECK FOR CELL PHONE

The credit pulls are hards-
 
Almost anyone will be approved for a cellular contract- BUT if your score is low you may need to put a decent deposit $100 to $1000
 
Sprint assigns spending limits based of credit score-
DW has a $400 limit
Mine does not have one.  
Message 3 of 4
Anonymous
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Re: CREDIT CHECK FOR CELL PHONE

I recently did that to. I transferred the account out of my mom's name. Look at the my scores for 8/19.

-It probably lower then then what I had it on 8/19 cause when I did it the same thing happen to me THEY DID NOT ASK FOR A SECURITY DEPOSIT.
Message 4 of 4
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