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Can't get a FICO report/score

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danisgods
Regular Contributor

Can't get a FICO report/score

So,i was told now by a Fico rep that i cant buy a report/monitoring service because i dont have 36 months of credit history in my file. Not sure what you think but to me is a pile of bull. i get fico scores from credit union and discover as it is....


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Can't get a FICO report/score

Yep, you got ahold of a clueless one.

Message 2 of 4
Anonymous
Not applicable

Re: Can't get a FICO report/score

Try Credit Check Total for scores and reports. Get the 7 day trial, call to cancel, tell them its too expensive and they will offer you 50% off - $14.95 a month.

Message 3 of 4
takeshi74
Senior Contributor

Re: Can't get a FICO report/score


@danisgods wrote:

So,i was told now by a Fico rep that i cant buy a report/monitoring service because i dont have 36 months of credit history in my file. Not sure what you think but to me is a pile of bull. 


You don't need 36 months of history to sign up for the service.  You don't even need 36 months to generate a score.

http://www.myfico.com/crediteducation/questions/requirement-for-fico-score.aspx

 

Message 4 of 4
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