Can this be possible?

[Anonymous]

on my paid collections i disputed that creditor agreed to remove if paid.  do you guys think its possible it will be removed?  do you think the creditors will dipute back saying this isnt true. I mean they have their money so they shouldnt care, right? anyone have experience with this?

[Anonymous]

Make sure you get it in writing from them. They can, and will delete things from your reports, but you want it in writing just in case they "forget" to do so. You can send them a friendly reminder to your agreement.

[Anonymous]

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creditrite08 wrote:

on my paid collections i disputed that creditor agreed to remove if paid.  do you guys think its possible it will be removed?  do you think the creditors will dipute back saying this isnt true. I mean they have their money so they shouldnt care, right? anyone have experience with this?

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Are you saying they agreed and didn't remove, so you disputed?  I hope this is the case......and people who had PFD agreements and the CA didn't delete, have disputed and had the item deleted.

Or are you saying that you disputed saying they agreed to remove, when there really was no such agreement?  I hope this is not the case, as that would be fraudulent.

Message Edited by sidewinder on 04-12-2008 09:04 AM

[Anonymous]

on the phone they said they would(its been awwhile) this is prior to me finding this site so i didnt know about pfd and requesting letters.  but verbally with no proof is just as good as nothing from what i've been reading

[fused]

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creditrite08 wrote:

on the phone they said they would(its been awwhile) this is prior to me finding this site so i didnt know about pfd and requesting letters.  but verbally with no proof is just as good as nothing from what i've been reading

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If it's not in writing (also on the CA's letterhead) you might be dead in the water...you have no tangible proof there was an agreement.

[Anonymous]

well Calvary got removed today from experian!! I think I will call the other two tomorrow and try and speed it along. But guess what guys? I started a dispute with a few things on equifax and my score dropped 23 points!!!! Will it go back up? I hope. Well keep hope alive LOL! [Edited / REMOVED]We star building in January!!!!!!!

Your messages has been edited:

Message Edited by Timothy on 04-14-2008 09:11 PM

[Anonymous]

so I figured why my score dropped after studying my updated report for 20 minutes!! A medical collection got added!!!! I'm so upset! Do you guys think I can do a p f d since its so new? I will call tomorrow!!!

[Anonymous]

Call the OC-OK

Calling the CA - BAD

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creditrite08 wrote:
so I figured why my score dropped after studying my updated report for 20 minutes!! A medical collection got added!!!! I'm so upset! Do you guys think I can do a p f d since its so new? I will call tomorrow!!!

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[Anonymous]

calvary is gone off of all three as of today.

guess what? I took your advice Timothy.  I went to the hospital this morning to pay the bills.  well they pulled up my information and i had $1200 in bills!!!!! i'm like omg!! so i paid the two thats on my report and worked out a payment plan for the rest. i did that as opposed to letting it end up on my reports.  although they are quite old. like 1997-1999.

[Anonymous]

Great-

Too bad you have to pay the past CRTP and SOl debt to make it happen-