Can you guess what's wrong with this picture?

[GApeachy]

Now that's my kind of math!  

Exp.  It was 46% yesterday.

[Jnbmom]

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@GApeachy wrote:

Now that's my kind of math!  

Exp.  It was 46% yesterday.

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Very strange math indeed 😯

[GApeachy]

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@Jnbmom wrote:

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Very strange math indeed 😯

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No Joke!  What gives?!?

[GApeachy]

Got alerted to a score drop.

[GApeachy]

So, would this be a good time for an app spree?  Or should I wait for my scores to go to 850 in the morning?  I mean, somethings in my favor (though wrong).....Lottery Ticket run.

[Anonymous]

@GApeachy ... did the math with an old fashion calculator and came up with 46.75% DTI! How in the world did they come up with 6%? Never saw anything like that before.

Will go log in and see what gives with mine and report back.

[GApeachy]

Honestly think I broke something with all my changes here lately.  I see smoke in their computer room. hahahahaha!!!!!

[Anonymous]

@GApeachy... everything was as it should be and it scolded me for a DTI of 38% (told me I needed to pay my mortgage and installment loans down enough to achieve a monthly reduction of $120 and I would then be at 35% utilization).

Now looking at the inputs, can you access and adjust the expenses or the income? On mine I can and I looked at my Personal Budget Sheet for 2019 and made sure there was an alignment of information. My DTI is driven by a installment loan (car) payment and a mortgage as all the other credit is paid $0 with $14 (just enough to keep the scoring happy) reporting. Show 17 years for the oldest account and 9 years for AAoA.

[GApeachy]

Huh? where do I do that at?  I hadn't done anything....this just pooped out a number today on it's own.  Tell me what to do and I can try.

[GApeachy]

hahaha, look!  I only owe $756!

That's it!  $756 / $135,000 x 100 = 6%     Their computer is BROKE like me!  I owe $60k and then some.