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Cap 1 Soft Pull Insanity!

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GreatLife
Frequent Contributor

Cap 1 Soft Pull Insanity!

I've had Cap1 Visa & MC for almost 7 years, plus the Kohl's Visa conversion in September. C1 has been soft pulling me almost twice per week on Experian since early this year. Now it's increased to 10 times in September and 12 times thus far in October. Sometimes the pulls are literally consecutive days. I have zero negatives, minimally use the cards and almost always PIF prior to new statement. Aggregate UT 12% on 0 apr BT's, none of which involved C1. Why relentlessly monitor my EX?

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Varsity_Lu
Established Contributor

Re: Cap 1 Soft Pull Insanity!

CreditWise most likely. Don't worry about it.

Blue Cash PreferredBlue Cash Everyday (AU)Hilton HonorsSavorQuicksilverVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.American Express National BankFidelity Investments
FICO® 8: 806 (Eq) · 794 (Ex) · 812 (TU)

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