My wife's Cap One account just switched over to FICO. She's been with Cap One less than a year. I've been a loyal customer and apologists for almost three years and I haven't even been notified of the change. Frowny face. 😥
@Seatac escribió:The next question is will the score update every 2 days like with vantage or just
once a mounth like FICO
Why do you say this? Ironically, on the very site on which you are typing, the Equifax FICO 08 credit score provided is updated on a daily basis. As soon as there is a change, you are alerted. Experian also updates the free FICO 08 score provided on their website on a daily basis and provides daily credit report updates, as well.
From the reports that I have heard from people who have seen the switch, it is the same as it was with Vantage, in that updated scores and reports will be generated, at max, once a day, upon request.
In the language from the Capital One Creditwise FAQ:
How often does CreditWise update your credit score?
Your FICO® Score 8 is updated as frequently as each day when you sign into your CreditWise account. Learn more about the benefits of free credit monitoring with CreditWise.
@GoldSorata wrote:If you don't want to wait for your creditwise account to switch over to FICO scoring there is an easy way to force it. Just go into your creditwise settings and cancel and then immediately reenroll (the whole process should take 20-30 seconds, if that). You'll now have the FICO scoring insteaad of vantage.
Nice find! Worked great. My FICO score is quite a bit higher than my VantageScore. Makes me feel good! I'm glad to be able to get a daily TU score. I only get a once a month snapshot from the Huntington Hub before this update.
@GoldSorata escribió:If you don't want to wait for your creditwise account to switch over to FICO scoring there is an easy way to force it. Just go into your creditwise settings and cancel and then immediately reenroll (the whole process should take 20-30 seconds, if that). You'll now have the FICO scoring insteaad of vantage.
Thanks for that. I had wondered if that would be a possible solution.
@GreatLife wrote:
@citymunky wrote:🥲 I liked looking at my 820's score TU VS3 on CreditWise. It get me a warm and fuzzy even though I know it wasn't my FICO score (which I know is not going to get that high for a long time), LOL.
Think I'm probably most looking forward to the free F8 score simulator.
This is the best part for me. Finally going to stop paying for the fico simulator/myFico app. C1 covers TU Fico, Amex covers Experian Fico. Fico app for Equifax.
Last two are backwards. MyFico covers EQ. EX is covered by their own site.
@Varsity_Lu wrote:
@GoldSorata wrote:If you don't want to wait for your creditwise account to switch over to FICO scoring there is an easy way to force it. Just go into your creditwise settings and cancel and then immediately reenroll (the whole process should take 20-30 seconds, if that). You'll now have the FICO scoring insteaad of vantage.
Nice find! Worked great. My FICO score is quite a bit higher than my VantageScore. Makes me feel good! I'm glad to be able to get a daily TU score. I only get a once a month snapshot from the Huntington Hub before this update.
Excellent suggestion @GoldSorata ! It worked for me too. 
I already had a free TU FICO8 through my Discover card, but that only updates once a month.
