Capital One did a hard pull - I did not ask for - UGH --Their Site says "No Impact to Your Credit"

[Anonymous]

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@NoHardLimits wrote:

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Hey you are onto something here, though my results are slightly different.  Chrome and Firefox do not show the bank account, employment, income, and rent/mortgage fields while they do display on Edge.  Very odd.

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Definitely looks browser-related then, for whatever reason.  My and your results with Chrome though are opposite.  Curious to hear what others see if they try multiple browsers and report back.

It makes me wonder if there are variances on the pre-qual page seen if there would be variances from the "real" application page.  My guess would be no, but I also wouldn't think the browser used would make a difference on the pre-qual page so what do I know.

[Anonymous]

Another update -

Experian - Both Hard pulls removed and score moved back to pre hard pull. All done in 24 hours.

Equifax - Cabellas removed immediately - needed to go online and submit a dispute to the "Cap1" hard pull. Could take 30 days to investigate.

Transunion - I called, removed Cabellas immediately. Can Not dispute the Cap1 hard pull over phone Or online. Need to send in writing to a PO Box , info , details as to why, etc.

FYI

This was sent to me from Experian -  

We shared your request with the other CRAs, and you should receive confirmation directly from them. Experian does not accept fraud alert requests submitted by third parties. If you, or your personal representative, placed a fraud alert request directly with one of the other nationwide credit reporting companies, and they refer your request to us, we will honor it to the extent required by the Fair Credit Reporting Act.

[Slabenstein]

It's lame that there's more hoops to go through for the other two bureaus, but at least you're down from 6 HP's to 2, which is pretty absorbable.  When you spoke to Experian, did they tell you anything about the source or nature of the fraud?  You might want to put freezes on your reports, just in case your info is out there.