Earlier in this large venture many of us wondered and even suggested we may say goodbye to our old friend Discover Bank.
For myself, had a Discover Card back to 1986 (several owners back). It will be hard to let go! Also, had Capital One back to 2000 or before. Yes, there were differences and they each had some separate markets and some overlap. Discover was always noted for their outstanding customer service and the CSRs were empowered to do some things for us.
Dropped Capital One do to bucketing and lack of better cards (back in the day 2008). Times have changed with Capital One, they do offer upscale cards today. Time will tell how a combination of the two financials will work, it may be better than what exists today?
What is not mentioned anywhere is there is a need to find a savior for Discover Bank as they were under performing as well as facing a bleak future unless some financial could acquire them and give them the boost they so badly require financially.
Now as a former true Diners Club member, I go back to the elite staus of their cards and program of the times. The eliteness got lost in the shuffle. Also, they had their own worldwide processing network which has been chopped up and really needs to find a common financial to run it and take it back to the once unified Global Status it enjoyed.
So ... just maybe Capital One can do that. It is obvious BMO Banks has no inclination to do anything since they run Diners Club Cards on the MasterCard network (can you imagine?).
Well, there is a slight hope that both (Capital One Financial/Discover Bank) could bring us a new future and a potential new unified global network system worldwide for Discover/Capital One?
Otherwise ... I will have to bid ado to my old friend of Discover Bank. 
