Car Note not showing on Experian

[Anonymous]

My Experian does not show my good payment history for my car note and I'm almost finish paying my car in the couple of months. This I think is contributing to reason why my Experian is my lowest Fico score. Is there anything I can do to get my car payment listed on Experian before I pay it off? Please help I'm new and trying to improve my low scores

[Mr_Mojo_Risin]

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@Anonymous wrote:

My Experian does not show my good payment history for my car note and I'm almost finish paying my car in the couple of months. This I think is contributing to reason why my Experian is my lowest Fico score. Is there anything I can do to get my car payment listed on Experian before I pay it off? Please help I'm new and trying to improve my low scores

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Has the car loan ever shown on Experian? It doesn't sound like it has.

Creditors don't have to report to all 3 major bureaus or any at all.

My previous car loan reported to Equifax an Transunion only.

You're not gonna be able to get all of that added to Experian.

[phoenix12]

Yes, it depends on the lender and who they choose to report to. Sometimes they hit all 3 bureaus, and sometimes it's only one. For example, the Apple Card only reported to Transunion for a while, but then opened it up to the other two bureaus. It's all the lender's discretion. 

[FinStar]

@Anonymous - hi & welcome to the forums.

Who is the lender for your car note?  Maybe others can share similar reports or chime in  depending on who your loan is through.

[Anonymous]

My car note is financed through Advanced Federal Credit Union