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Charge off not showing paid.....help!

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Anonymous
Not applicable

Charge off not showing paid.....help!

I have a co  for at&t, paid It off in 7/09..it was updated to the cb...but still not showing paid..i have called the cb's and mailed in my pd receipt, still no update. i call the cb's they stated thats not a validated certificate. So i tried calling at&t back and they stated they don't show me in collections on their end...i been calling since august 09...Any suggests anybody. It is really hurting my scores....it is showing lenders i still have an open co
Message 1 of 5
4 REPLIES 4
llecs
Moderator Emeritus

Re: Charge off not showing paid.....help!

Paid or unpaid, the damage to your score is the same. You'd want this off.

 

I would dispute it with the CRA(s) again. It is reporting incorrectly. Don't call a dispute in, though. Try it online.

Message 2 of 5
Anonymous
Not applicable

Re: Charge off not showing paid.....help!


@llecs wrote:

Paid or unpaid, the damage to your score is the same. You'd want this off.

 

I would dispute it with the CRA(s) again. It is reporting incorrectly. Don't call a dispute in, though. Try it online.


 

i did 4 times, i sent letters and dispute on line...it came back as vertified, which i do have an phone thru them in good standing....

i want to know how is the cra's vertifing this thru the CA's


@llecs wrote:

Paid or unpaid, the damage to your score is the same. You'd want this off.

 

I would dispute it with the CRA(s) again. It is reporting incorrectly. Don't call a dispute in, though. Try it online.


 

Message 3 of 5
llecs
Moderator Emeritus

Re: Charge off not showing paid.....help!


ladydi wrote:

i want to know how is the cra's vertifing this thru the CA's


Was there a CA involved? Who did you pay?

Message 4 of 5
AndySoCal
Senior Contributor

Re: Charge off not showing paid.....help!

Two questions :

 

1. What is the balance being reported as ?

 

2. Which credit bureau(s) is reporting this?

 

 

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