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Charge offs - How can I get them to show paid

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Anonymous
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Charge offs - How can I get them to show paid

So I have two charge off accounts.  They were farmed out to other agencies and I have paid them.  How can I get these two charge off accounts to read paid?  Or removed. 
Thanks
Message 1 of 4
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Anonymous
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Re: Charge offs - How can I get them to show paid

If they are reporting inaccurately, you can dispute the status with the CRA.
 
Message 2 of 4
Anonymous
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Re: Charge offs - How can I get them to show paid

What is the CRA? How would I do this.
Thanks
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Re: Charge offs - How can I get them to show paid



twokidskelly2 wrote:
What is the CRA? How would I do this.
Thanks


There are three CRAs:  Equifax (EQ), Experian (EX), and TransUnion (TU).  You can dispute any incorrect information found on your CR with them (you have to contact all 3 if you have incorrect info on all 3).  I like online disputes, but some people advise against them.  You can find detailed information on how to dispute with each CRA on your credit reports (if they are purchased from annualcreditreport.com or from the CRA directly - I don't think the myfico reports list that information).
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