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Chase CB reporting

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Regular Contributor

Chase CB reporting

Hi all, I’m trying to figure out when chase is going to report my new account with them to the CRA’s. My first statement has finally dropped and I’m curious since they’re the only ones that've not shown up yet.

Starting Score: Jan 2011-600TU 598 EQ
Current Score: 791TU 800EQ 772EX
Goal Score: 800 and higher across the board


Take the FICO Fitness Challenge

Inquiries:
EX: 2 / 12 months 7 / 24 - 1 June 2019 CSP APP, 6 in 2018 3 are auto finance inquiries 1 is sync listed as sales finance company and 2 are credit card
EQ: 1/24 June 2019 CSP

APP
TU: 3 / 24 - May/June 2019 USB x 2 avant x 1

Currently 7/24 CC’s
23/24 INQ’s due to auto loan
Avant 750
US Bank plat 3.5k
US Bank Cash+ 14k
Chase Sapphire Preferred 20k
Chase FU 6k
BB&T Bright 6.5k
BB&T Spectrum 6.5k
Apple Card 5k
Amazon Store Card 1.2k
Message 1 of 6
5 REPLIES 5
Community Leader
Mega Contributor

Re: Chase CB reporting

They report at the first statement. EX usually updates for me within a day or two. EQ and TU lag 

 

So, if you're wanting to know if it reported, EX is your best bet. 

EX 759 EQ 774 TU 753


Message 2 of 6
Regular Contributor

Re: Chase CB reporting

Thanks Reme, I tanked my score a little bit by paying everything off, who knew 0% utli would be so bad

Starting Score: Jan 2011-600TU 598 EQ
Current Score: 791TU 800EQ 772EX
Goal Score: 800 and higher across the board


Take the FICO Fitness Challenge

Inquiries:
EX: 2 / 12 months 7 / 24 - 1 June 2019 CSP APP, 6 in 2018 3 are auto finance inquiries 1 is sync listed as sales finance company and 2 are credit card
EQ: 1/24 June 2019 CSP

APP
TU: 3 / 24 - May/June 2019 USB x 2 avant x 1

Currently 7/24 CC’s
23/24 INQ’s due to auto loan
Avant 750
US Bank plat 3.5k
US Bank Cash+ 14k
Chase Sapphire Preferred 20k
Chase FU 6k
BB&T Bright 6.5k
BB&T Spectrum 6.5k
Apple Card 5k
Amazon Store Card 1.2k
Message 3 of 6
Community Leader
Mega Contributor

Re: Chase CB reporting


@addicted_to_credit wrote:
Thanks Reme, I tanked my score a little bit by paying everything off, who knew 0% utli would be so bad

Yeah, been there, done that. I thought it was a good thing 

 

Chase reports on closing date. On my freedom that was the 8th. EX had it updated on the 9th. I paid on the 9th, and today it's back to being $0Smiley LOL

 

 

EX 759 EQ 774 TU 753


Message 4 of 6
Highlighted
Community Leader
Senior Contributor

Re: Chase CB reporting

@addicted_to_credit, Chase reports on the closing date, whenever you pay to zero, and whenever you call in and ask them to.

 

The fact that they report whenever you pay to zero is worth being aware of because of the potential of kicking in the "all cards at zero" penalty. For most people, it's easier to keep one's small positive balance on a card from a different bank. That allows Chase's "pay to zero" reporting to work to one's advantage.

 

I'm not sure if calling in and requesting will work before the card has reported for its first time. It'd be interesting if someone would try it and report back.

Message 5 of 6
Community Leader
Mega Contributor

Re: Chase CB reporting

Paying down to $0.00 before closing will force update. That's how I got CSP to report before first closing date. 

EX 759 EQ 774 TU 753


Message 6 of 6
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