Chase - Multiple balance updates on one card in 8 days?

[Rowdy_Randolf]

Here's a new one for me :

A largish balance reported to TU on the 6th for a Chase sapphire preferred I have. I coincidentally paid off the acct balance the same day it reported, a few days after the statement generated. On the 12th, I noticed Chase did a mid-cycle balance update, but it wasn't $0 - it was $144. Today, (the 14th) I noticed Chase updated the balance again, to $177. There may have been other updates on my TU report also, but those are the ones I noticed. 
Usually when my chase cards mid-cycle report, it says $0. Is this a new thing or just a peculiar one-off? 
I don't know if it has updated on EQ like TU, but slow-poke EX still shows the original statement balance, and I check it daily.

[M_Smart007]

FYI: I have found Experian very slow as of late  to update, compared to EQ and TU.

[Rowdy_Randolf]

Absolutely, @M_Smart007  - they're the tardiest of the trio by far anymore. I figure it'll update tomorrow or the next day at the latest.

But I've never seen chase (or any other lender) update the balance twice in the middle of a cycle, and I don't recall the balance ever updating to anything other than $0 if it did update. 

[FireMedic1]

If you hit $0 balance at any time. Chase will report it.

[Rowdy_Randolf]

Hi @FireMedic1  - I did know that. But (I know this will sound very odd) Chase seems to be updating the balance on this card daily. Today was the day I could refresh my fico scores on the experian app (I monitor my ficos both here and at experian) and it has updated the balance for the THIRD time for TU.

On the 12th the balance reported was $144.

on the 14th it was $177.

Today (15th) it is $222.

The current balance reported to EQ is also $222.

The balance Experian is reporting is still $2587, which was my original statement balance. 
From the responses I got, I feel like I did a poor job explaining how unusual it is for chase to do multiple mid-cycle updates. It is not SOP for chase to update my balance to the credit bureaus 3 times in the course of 4 days. I've never seen more than one mid-cycle update a month, and only for $0. I've been monitoring my credit reports like a hawk for many years, and I've never seen this before. In fact, checking my credit scores is one of the first things I do every morning when I wake up, hence why I know that it has changed at 6:40 am.

[FireMedic1]

Ok cool. Thats is a bit odd. That doesnt come up often at all. Actually never seen it that extreme. Just the $0 balance stuff. I'd call and ask whats up with all the updates.

[Rowdy_Randolf]

@FireMedic1  

Oh, I'm not planning on rocking this particular boat; I rather like the near real-time updates. I'm going to keep riding this as long as Chase does it, because a balance change forces a hard update on one of the handful of sources I use to monitor my credit. 
I actually asked this question because I wanted to see if anyone else was seeing it. I couldn't decide if it was happening to everyone, or it had something to do with my consolidation of assets at JPMorgan recently. Last week I cleared the hurdle to become a JP Morgan PCD - a tier between Chase PC and JPM PB.

My working theory at the moment is that it's either an aberration, it's happening to everyone, or it's a service they only offer to certain people. I'll figure it out eventually, I suppose. Thank you for your input. 

[Remedios]

I haven't had any off cycle reports on TU but none of my chase cards have updated on EX. Three aren't horribly late, two reported on TU and EQ about 14 days ago, EX got crickets. 

Every other card is properly updating on EX 🤷‍♀️

[Rowdy_Randolf]

@Remedios  

That's interesting about EX. I've been expecting an Amazon Chase card to report to EX for awhile - it hit TU over a week ago. I just chalked it up to Experian's slow-as-molasses updating, but maybe there's more to it. That would also explain why the mid-cycle updates haven't been picked up by EX yet. I know for a fact that Chase typically does mid-cycle updates to all 3 bureaus, because a Chase mid-cycle update cost me an AZ penalty at all 3 bureaus a few months ago. 

[SouthJamaica]

---

@Rowdy_Randolf wrote:

@FireMedic1  

Oh, I'm not planning on rocking this particular boat; I rather like the near real-time updates. I'm going to keep riding this as long as Chase does it, because a balance change forces a hard update on one of the handful of sources I use to monitor my credit. 
I actually asked this question because I wanted to see if anyone else was seeing it. I couldn't decide if it was happening to everyone, or it had something to do with my consolidation of assets at JPMorgan recently. Last week I cleared the hurdle to become a JP Morgan PCD - a tier between Chase PC and JPM PB.

My working theory at the moment is that it's either an aberration, it's happening to everyone, or it's a service they only offer to certain people. I'll figure it out eventually, I suppose. Thank you for your input. 

---

OK @Rowdy_Randolf it's happening to me now.

I always pay my rewards cards down to zero before the statement date. That occurred with my Chase Amazon Prime Visa when the statement cut on the 10th.

Today I received a My FICO alert based on Equifax data that my balance had increased to $143, which is probably the balance as of a couple of days after the statement cut.

When I looked at my updated report on experian.com, the account was showing a zero balance, last updated May 10th.

Update June 18th. experian.com showing zero balance, last updated June 9th.