No, DCU gives you free EQ FICO scores every month, so it was one hard pull to be able to get my FICO score for free once a month, I decided to pull the trigger because EQ only had 2 other hard pulls on it in the last 2 years, getting a free FICO scores was worth the one pull for me, because otherwise I would have wasted money buying them a couple times a year, because I am addicted to knowing my score haha