@theluckyman wrote:I want to remove all 13 or 14 inquiries from "Inquiries Viewed by Others" I been searching how to dispute or what to say or should I list all inquiries to FTC report? Some of them are connected with accounts but half of them aren't because I want to join RBFCU but it was twice denied one last year and this year same month August. I just want to know how to get those inquiries deleted from Chexsystems for less than 3 years? Is it possible like we get inquiries removed by using FTC report so I was wondering how we suppose to get inquiries removed same as Early Warning Services? I want to know how it works? I can't find dispute template for specific like Chexsystems and EWS all we got templates for 3 bureaus... that's why we need guide (step-by-step) etc
Thanks
I had a dispute with Chex once and it was the same procedure as a dispute with a credit bureau.
But in your case it doesn't sound like you have a legitimate thing to dispute. It's sickening that every time you try to open a deposit account with some institutions they put in a Chex inquiry, and it's sickening that some institutions will deny your application for a deposit account even though there's nothing negative in your Chex report other than what the institution considers excessive recent inquiries. But I don't think there's anything you can do about the inquiries.
@theluckyman wrote:The problem is it wasn't even recent applies I waited almost a year it still denied me idk what it is. So yeah last year I applied few but one of credit unions I been trying to join I got denied twice 2 credit unions that's why I get 4 within an year which is RBFCU and Andrews FCU. They know they're tripping not to approve me I don't have any negative accounts or anything only denied is viewed inquiries by others that's all I have on my Chexsystems just saying 🤷🏾♂️
It sounds like, similar to credit inquiries, you just need to stop apping and let things cool off. Once the excessive inquiries age off of your Chex, credit unions may be more amenable to you. If you keep apping now, all you're doing is adding inquiries and making the wait longer.
