Circulating Debt to Store Cards?

[myfavoritehue]

I would like to know if there is a way to circulate debt from any credit card to store cards, specifically MyJewelersClub and New Coast Direct? I'm trying to move the debt around so my card can report having a low utilization.

[Anonymous]

Only if they offer balance transfers. I think I’ve read of one that does, but don’t recall which. Better plan if possible is to just pay down the store cards. I don’t think I’d want to do this - typical store card rates are higher than most major CCs.

[Remedios]

@myfavoritehue   Hi and welcome to the forums 

Are you trying to transfer balances from or to those accounts? 

[myfavoritehue]

Yes, I am.

[myfavoritehue]

Paying down is always the best option but I am testing the waters, I'd like to know if it is possible.

[Anonymous]

I don't recall where any store card would allow you to BT to it, from it yes. Do you not have any Major Bank cards you could transfer the balance to? This would be a better option as they often offer lower APRs. 

[myfavoritehue]

---

@Anonymous wrote:

I don't recall where any store card would allow you to BT to it, from it yes. Do you not have any Major Bank cards you could transfer the balance to? This would be a better option as they often offer lower APRs. 

---

I only have one (NFCU) and that is the card I am looking to do the transfer from.