All, I had recently had an electronic payment on 1 of my Citi CC's reversed/returned, due to the fact that the bank account I used had 1 too many digits. Upon noticing this, I rectified the situation by making another payment by using the correct account #. Per the Citi CSR I spoke to, there should be a return fee of $29 on the same day the transaction is reveresed which was on 9/29 but I have not seen it yet. She also, said since I'm not some habitual "bad" payer, my standing with Citi should not be effected. Also, since the account is not past due, my credit should not be effected. I purchased computer equipment on 9/15 totaling $1,564.92 and made the effort to pay it off before the billing cycle ends on 10/7. Prior to this purchase I had a $0 balance on the card and I'll have another $0 balance when the billing cycle ends. The question that I ask is should I be concerned with my credit score? In light of the environment we're in, I can't help but be concerned. Thoughts?
