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Ck score vs FICO Score

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Anonymous
Not applicable

Ck score vs FICO Score

How much variance is there generally
Message 1 of 14
13 REPLIES 13
simplegirl
Valued Contributor

Re: Ck score vs FICO Score

I’m guessing it depends on your personal report because mine is 100 pts lower but my mom is maybe 50-60 pts lower.








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Message 2 of 14
Anonymous
Not applicable

Re: Ck score vs FICO Score

I know I’ve seen some people say it’s between 10-20 difference but trying to make sure
Message 3 of 14
Anonymous
Not applicable

Re: Ck score vs FICO Score

At one point last year my CK/Vantage scores were ~20 points lower than FICO8 scores. Now, they are right about the same or about 10 points lower than FICO. 745- 765, depending on bureau and which way the wind is blowing that day.

 

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Message 4 of 14
pinkandgrey
Senior Contributor

Re: Ck score vs FICO Score

Hmmm. It’s weird what people are saying. My experience is opposite. My CK scores are about 20-30 points HIGHER than my FICO. 

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Message 5 of 14
DebtJoe
Regular Contributor

Re: Ck score vs FICO Score

Vantage scores have consistently been 10-15 points higher then Fico for me personally.


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6/29/2021 FICO Scores:
Message 6 of 14
FireMedic1
Community Leader
Mega Contributor

Re: Ck score vs FICO Score

Everyone is different. CK was 100 pts less 2 years ago. Now 20-30 pts. Its Vantage and no one uses it. CK is good for watching your report for free for any funny business and make sure everything is correct in your EQ/TU report.


Message 7 of 14
DGOATS1
Regular Contributor

Re: Ck score vs FICO Score

Ck has me 90 and 85 higher than Fico 8 right now
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Message 8 of 14
Anonymous
Not applicable

Re: Ck score vs FICO Score

My CK scores are around 30 points higher than FICO 8.
Message 9 of 14
2GreenThumbs
Frequent Contributor

Re: Ck score vs FICO Score


@Anonymous wrote:
How much variance is there generally

Personally, there is a 7 point difference between my CK scores and my FICO scores, with CK being HIGHER.  


Message 10 of 14
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