No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I’m guessing it depends on your personal report because mine is 100 pts lower but my mom is maybe 50-60 pts lower.
At one point last year my CK/Vantage scores were ~20 points lower than FICO8 scores. Now, they are right about the same or about 10 points lower than FICO. 745- 765, depending on bureau and which way the wind is blowing that day.
AoOA: 17 years
AAoA: 4 years
6/12, 8/24 new accounts
Hmmm. It’s weird what people are saying. My experience is opposite. My CK scores are about 20-30 points HIGHER than my FICO.
Everyone is different. CK was 100 pts less 2 years ago. Now 20-30 pts. Its Vantage and no one uses it. CK is good for watching your report for free for any funny business and make sure everything is correct in your EQ/TU report.
@Anonymous wrote:
How much variance is there generally
Personally, there is a 7 point difference between my CK scores and my FICO scores, with CK being HIGHER.