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Any month that doesn't include a new account, or inquiry, and your debt lowers with no payments missed will improve your score.
edited: grammar
I once did a large BT but for 2 weeks my scores tanked as the BT amount was reporting on both the accounts.
I went down 30 points.... and then bounced right back.
But for like two weeks I was like.....please no one soft pull me to check up on me right now....especially AMEX.....pleaseeeeeeee
hahaha... But it really didnt matter all that much. I wasn't going for any loans or anything at that time.
@fritscher wrote:
I did 3 balance transfers last week. Scores went down as it said account increased by 1475 ans another alert said balance o. One of mt accts i creased by 3200. Bummer. Hope scores go back up
I did a BT myself and my score went down 14pts as well, I mean do I expect my score to go back up? Yes after I pay the balance at the end, but im going to do it again next month, to show the creditor I can pay my payments and large ones....what do you expect your scores not to drop?