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I recently pulled info from the 3 bureaus and find a 12 yo IRS tax lien $47K that was resolved 5 or 6 years ago still there, I have a release letter from the IRS and 2 completely erroneous auto loan/lease balances. These are impossible because I traded in the financed car when I leased the next and returned the lease one and bought a new one at the end of the lease, all Volvo finance! This is ridiculous since each one immediately followed the next. One shows reporting date of 6/08 which was 3 years AFTER I bought the latest car and turned in the lease on completion.
Any suggestions how to clear these issues?
I have contacted fico-911 and no replies.
Thanks
1. Tax lien -- send a copy of the release letter and ask that it be removed because the 7 yrs has past.
2. Please provide more information about the Volvo finance reporting.
Thanks!
Loan paid off 6/04, traded in 6/05 on new car paid cash, no issues when traded in.
Surrendered leased car 5/05 at end of lease, wouldn't negotiate buy price so, bought another new and paid cash.
Both loan and leased show an unpaid balance of $412 & $408, which were their respective payments. All cars came from same dealer. Never received bills and this wasn't posted to the CRA's until 6/08 according to the latest report. This simply doesn't make any sense and really pisses me off